If you have any further questions, please reach out to us at info@advancedcreditrepair.com.
Our average client uses our services for six months, so the sooner the better. If you have plans to buy a home or car in the near future, get started today!
The law entitles you to an accurate, fair, and substantiated credit profile. If something on your credit report is incorrect, it can be disputed with the bureaus and/or creditors.
Most negative items will fall off of your report after 7-10 years. If you would like to see results sooner, credit repair is a great solution.
Yes. You would need to contact the bureaus and your creditors to address any errors on your credit report. With that being said, we understand this process can be time consuming and confusing. Working with a reputable credit repair company like ours can help you remove these items from your reports more efficiently.
There’s no way to predict in advance how long it will take to repair your credit, as every credit situation is different. Most of our clients have seen the best results in the first 90 days.
Many other companies dispute far fewer items at a much slower pace. At Advanced Credit Repair, we offer unlimited disputes throughout all of our programs, starting with round one. Our schedule is designed to deliver the optimal result within the shortest time period.
Credit Reporting Agencies
1. *Equifax* [www.equifax.com](https://www.equifax.com)
2. *Experian* [www.experian.com](https://www.experian.com)
3. *TransUnion* [www.transunion.com](https://www.transunion.com)
Credit Monitoring Services
1. *Credit Karma* [www.creditkarma.com](https://www.creditkarma.com)
2. *Credit Sesame* [www.creditsesame.com](https://www.creditsesame.com)
3. *MyFICO* [www.myfico.com](https://www.myfico.com)
Financial Education
1. *Consumer Financial Protection Bureau (CFPB)* [www.consumerfinance.gov](https://www.consumerfinance.gov)
2. *Federal Trade Commission (FTC)* [www.ftc.gov](https://www.ftc.gov)
3. *MyMoney.gov* [www.mymoney.gov](https://www.mymoney.gov)
Government Resources
1. *Annual Credit Report* [www.annualcreditreport.com](https://www.annualcreditreport.com)
2. *USA.gov: Credit and Debt* [www.usa.gov/credit-reports](https://www.usa.gov/credit-reports)
Credit Score Improvement Tips
1. *NerdWallet* [www.nerdwallet.com](https://www.nerdwallet.com)
2. *The Balance* [www.thebalance.com](https://www.thebalance.com)
3. *Investopedia* [www.investopedia.com](https://www.investopedia.com)
Credit Card Comparisons
1. *Bankrate* [www.bankrate.com](https://www.bankrate.com)
2. *CreditCards.com* [www.creditcards.com](https://www.creditcards.com)
3. *NerdWallet Credit Cards* [www.nerdwallet.com/best/credit-cards](https://www.nerdwallet.com/best/credit-cards)
Identity Theft and Fraud Prevention
1. *IdentityTheft.gov* [www.identitytheft.gov](https://www.identitytheft.gov)
2. *Federal Trade Commission (FTC) - Identity Theft* [www.ftc.gov/idtheft](https://www.ftc.gov/idtheft)
3. *Identity Guard* [www.identityguard.com](https://www.identityguard.com)
By exploring these resources, you can gain a deeper understanding of how credit works, learn strategies to improve your credit score, and stay informed about the latest in credit and financial management. At Advanced Credit Repair, we're here to support you every step of the way on your journey to financial health.
How to get a perfect credit score
This detailed guide discusses the factors influencing a perfect credit score, strategies to achieve it, and common pitfalls to avoid.
FICO Score Factor: Why debt is more than just what you owe
This article delves into the "Amounts Owed" category, explaining the significance of credit utilization and how managing your debt levels can improve your credit score.
https://www.myfico.com/credit-education/blog/credit-score-factor-amounts-owed
This article explores how consolidating credit card debt into a personal loan can affect your FICO® Scores. It covers various scoring categories including payment history, amount of debt, length of credit history, credit mix, and new credit.
https://www.myfico.com/credit-education/blog/debt-consolidation-fico-score
True or False?
This article discusses a common credit score myth could hurt your score, says FICO expert. https://www.cnbc.com/2024/08/16/fico-expert-shares-top-credit-score-myth.html
What is it and do you have it?
Focuses on building financial resilience, including tips on how to maintain a healthy credit score. This includes tracking spending, cutting costs, eliminating debt, and creating an emergency fund.
https://www.myfico.com/credit-education/blog/financial-resilience-what-is-it
These articles all provide comprehensive strategies and tips to help individuals understand and improve their credit scores effectively.
For more details, you can visit https://www.myfico.com
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