Credit Builder Program

This program was designed for people seeking professional assistance in building and improving their credit score. 

It is often difficult to get credit, even if you do not have any negative accounts. Typically, a company does not want to be the first to extend your credit. Once you have established credit and your scores have gone up, then companies are more willing to offer you credit. 

Your credit score primarily consists of the mix and types of accounts. That is why opening and building the correct accounts will ensure you the highest score.

According to the credit bureaus, unsecured accounts hold more value than secured. Secured cards can cost hundreds or thousands of dollars to open. Through this program, there are no out of pocket expenses for opening secured cards.

• We will dispute up to 2 medical or utility collection accounts. 
• We will also dispute inaccurate personal data such as employment, addresses, misspelled names, and variations of your social security number.
• A personal credit coach will assist you in opening credit trade lines and will be at your service for 6 months.
• Full portal access to our dispute software and a credit analysis recommendations sheet. (This is a guide on how to raise your score and what accounts we recommend for the best results.)